Malaysia Lifestyle Tax Relief: What You Can Claim in 2026

Tax season doesn’t have to be painful—especially if you’re aware of the available deductions. One of the most flexible categories available to Malaysian taxpayers is the Malaysia lifestyle tax relief, designed to support healthy living, education, and digital access.

Here’s what qualifies for relief in 2026 and how to claim it correctly.

What Is Lifestyle Tax Relief?

Lifestyle tax relief is part of the Malaysian government’s efforts to reduce your personal tax burden while encouraging beneficial spending. Under this category, individual taxpayers can claim up to RM2,500 per year on specific lifestyle-related expenses.

This limit is part of the “Individual Relief for Lifestyle” category under the LHDN (Inland Revenue Board of Malaysia) tax structure.

Note: This relief is separate from other categories such as medical insurance, education fees, and PRS contributions. 

What Expenses Qualify for Lifestyle Tax Relief?

Here’s what you can include under the RM2,500 cap:

1. Books, Journals, Publications

  • Both physical and digital formats
  • Must be for self, spouse, or child (not gifts)

2. Personal Electronic Devices

  • Smartphones, tablets, computers, printers, etc.
  • Limited to one unit per item type per year

3. Internet Subscriptions

  • Monthly broadband, fibre, or mobile internet bills
  • Must be under your name

4. Sports Equipment and Activities

  • Equipment for fitness or sports (e.g. yoga mats, bicycles)
  • Gym membership fees
  • Entry fees for sporting events

Expenses must be for personal use, not business or resale purposes. 

Additional RM500 for Lifestyle (Mental Health & Education)

Since 2021, taxpayers can also claim an additional RM500 for:

  • Mental health support services (e.g. psychiatrist or counsellor sessions)
  • Personal development courses (excluding degree-level education)
  • Courses must be recognised by relevant authorities such as HRDCorp or professional bodies 

How to Claim Lifestyle Tax Relief in 2026

  1. Collect receipts or statements from your purchases and services
  2. Keep proof of payment (official receipts, bank transfer records)
  3. During e-Filing, input total eligible expenses in the Lifestyle Tax Relief section
  4. Ensure claims are within the combined RM2,500 + RM500 caps
  5. Retain documents for up to 7 years, in case of audit

For more detailed breakdowns on combining lifestyle relief with retirement strategies and PRS contributions, explore Versa’s full guide on Malaysia lifestyle tax relief and tax optimisation tips. 

Conclusion: Save More by Spending Smart

Understanding Malaysia lifestyle tax relief not only helps reduce your income tax—it also promotes healthier, more connected, and well-rounded living. Make full use of the eligible claims to maximise your savings in 2026.

Khasiat Pegaga: Herba Tradisional Serba Guna Kini dalam Formulasi Moden oleh PurelyB

Pegaga (Centella asiatica) bukan sekadar ulam kampung – ia merupakan salah satu herba paling berharga dalam perubatan tradisional Asia yang kini diangkat semula melalui formulasi moden oleh PurelyB. Dikenali dengan khasiatnya dalam menyokong kesihatan dalaman, kecantikan kulit dan fungsi otak, khasiat pegaga kini boleh dinikmati dengan lebih mudah dan konsisten melalui suplemen semula jadi yang direka untuk gaya hidup moden.

Apa Itu Pegaga?

Pegaga ialah tumbuhan berdaun hijau yang tumbuh di kawasan lembap dan sering dimakan sebagai ulam oleh masyarakat Melayu. Dalam Ayurveda dan perubatan tradisional Cina, ia digelar “herba umur panjang” kerana keupayaannya menyegarkan tubuh dan minda.

Dengan kombinasi semula jadi antioksidan, anti-radang dan sebatian aktif, pegaga menjadi pilihan popular untuk kecantikan dan kesihatan holistik.

Khasiat pegaga termasuk detoksifikasi, mencantikkan kulit, menyokong fungsi otak dan menstabilkan hormon wanita – sesuai untuk diamalkan setiap hari.

Khasiat Pegaga Yang Terbukti

🌿 1. Detoks & Pembersihan Dalaman

Pegaga menyokong fungsi hati dan sistem pencernaan, membantu menyingkirkan toksin dari tubuh secara semula jadi.

✨ 2. Mencantikkan Kulit dari Dalam

Kandungan madecassoside dan asiatic acid membantu merawat jerawat, kulit sensitif dan mempercepatkan penyembuhan luka – menjadikan kulit lebih bersih dan cerah.

🧠 3. Menyokong Kognisi & Ketenangan

Digunakan secara tradisional untuk meningkatkan fokus, daya ingatan dan mengurangkan keresahan – sesuai untuk pelajar, pekerja dan ibu yang sibuk.

💆‍♀️ 4. Anti-Penuaan & Penghasilan Kolagen

Merangsang regenerasi sel dan penghasilan kolagen semula jadi untuk kulit yang lebih anjal, muda dan berseri.

🧘‍♀️ 5. Keseimbangan Hormon Wanita

Pegaga membantu menstabilkan hormon, menyokong kesihatan rahim dan sering digunakan dalam amalan jamu tradisional wanita Melayu.

Produk Pegaga dari PurelyB

Kini, PurelyB membawakan khasiat pegaga dalam bentuk:

  • Serbuk campuran minuman superfood
  • Kapsul mudah telan

Kelebihan produk PurelyB:

  • ✅ 100% semula jadi, tanpa pengawet atau bahan tiruan
  • ✅ Vegan-friendly, bebas gluten dan diperakui HALAL
  • ✅ Diproses di fasiliti GMP bertaraf antarabangsa
  • ✅ Digabung dengan herba lain untuk sinergi kesihatan optimum
  • ✅ Sesuai untuk amalan harian oleh semua peringkat umur dewasa

Cara Pengambilan

  • Serbuk: Campurkan 1 sachet dalam air suam atau smoothie
  • Kapsul: Ambil 2 biji setiap hari, pagi atau malam
  • Amalkan secara konsisten untuk kesan terbaik

Kesimpulan

Khasiat pegaga telah terbukti secara turun-temurun dan kini diformulasikan secara moden oleh PurelyB untuk membantu anda mencapai kesihatan holistik secara semula jadi. Dari detoks hingga kecantikan kulit, pegaga adalah superfood tempatan yang patut diamalkan setiap hari.

Dapatkan sekarang di laman rasmi PurelyB dan mula langkah ke arah gaya hidup sihat dengan sentuhan tradisi.

Understanding Kuala Lumpur STD treatment and clinical support


Accessing kuala lumpur std treatment refers to seeking professional medical services in Malaysia’s capital for the evaluation and management of sexually transmitted infections (STIs). These services are typically provided by qualified healthcare professionals who follow established clinical guidelines. People who pursue care through a dedicated clinic can receive structured evaluation, appropriate testing, and individualized guidance in a confidential environment.

Sexually transmitted infections encompass a range of conditions caused by bacteria, viruses, and other pathogens. Some may present with visible symptoms such as discharge, sores, or irritation, while others remain asymptomatic for long periods. Visiting a clinic that offers kuala lumpur std treatment provides an opportunity for accurate assessment based on medical history, clinical examination, and diagnostic testing, rather than relying on assumptions or self-diagnosis.

What Happens During Clinical Assessment

When individuals attend a healthcare facility for kuala lumpur std treatment, the initial consultation usually includes a confidential discussion about symptoms, recent exposure risks, and relevant health history. Clinicians may then recommend diagnostic tests, such as blood tests, swab samples, or urine analysis, to confirm the presence of specific infections. These tests play an important role in identifying the appropriate care pathway.

Once a diagnosis is made, healthcare professionals can discuss potential care options. Some infections, particularly those caused by bacteria, may be treated with prescribed medications. Others, especially viral infections, may involve monitoring and supportive care tailored to the individual’s condition. Throughout the process, the focus of kuala lumpur std treatment is on medically appropriate management rather than guarantees, recognizing that responses to care vary by individual.

Finding and Choosing Care Providers

When seeking kuala lumpur std treatment, many people prioritise clinics that emphasise professionalism, privacy, and open communication. A reputable clinic helps ensure that care is delivered respectfully and in line with accepted healthcare standards. Confidentiality is often a key consideration, especially when discussing sensitive health concerns.

For individuals researching available services, information about kuala lumpur std treatment can offer insight into how consultations are structured and what types of support may be provided. Reviewing such resources may help individuals prepare for appointments and understand what to expect during the evaluation and care process.

Follow-Up and Preventive Guidance

Follow-up care is frequently part of kuala lumpur std treatment, particularly when test results need to be reviewed or future monitoring is advised. Healthcare professionals may recommend additional appointments to ensure that treatments are effective and that symptoms have resolved. Ongoing communication between patient and provider supports continuity of care and helps address any new questions as they arise.

Preventive guidance is also commonly discussed during consultations. This can include information on safer sexual practices, the use of barrier methods, and the importance of regular screening for sexually active individuals. Education on risk reduction and available preventive measures complements clinical care and supports longer-term sexual health awareness.

Reducing Stigma and Supporting Patient Comfort

One barrier to seeking kuala lumpur std treatment can be stigma associated with sexually transmitted infections. Experienced clinics often work to create an environment that is non-judgmental and supportive, helping patients feel more comfortable discussing personal health concerns. Clear, compassionate communication enhances patient confidence and encourages proactive engagement with care.

Clinicians trained in sexual health can also provide resources on emotional support, partner communication, and ongoing health monitoring, which may form part of a comprehensive approach to wellbeing. Supportive care helps individuals navigate both physical and emotional aspects of diagnosis and management.

Conclusion

kuala lumpur std treatment offers structured clinical care for individuals seeking professional assessment and management of sexually transmitted infections. By accessing respected healthcare services, patients can receive tailored evaluation, appropriate diagnostic testing, and guidance on preventive practices. Through confidential consultations and follow-up support, individuals can make informed decisions about their sexual health in a clinical setting.

GHS Insurance Malaysia: A Guide to Group Hospital & Surgical Coverage

What is GHS insurance in Malaysia?
GHS insurance in Malaysia refers to Group Hospital and Surgical insurance, a type of employee benefit plan that provides medical coverage for hospitalisation, surgery, and other related expenses. It is commonly offered by employers to support the health and wellbeing of their workforce.


Why Choose GHS for Your Employees?

Offering GHS insurance isn’t just a perk—it’s a strategic investment in your team. Here’s why:

  • Financial protection: Covers major hospital and surgical costs, reducing the burden on employees.
  • Talent retention: Employees are more likely to stay with companies that offer medical benefits.
  • Workplace productivity: A healthy workforce means fewer sick days and higher performance.
  • Tax-deductible: Premiums paid by employers may qualify as business expenses under Malaysian tax law.

According to a 2023 report by the Malaysian Employers Federation, nearly 75% of mid-sized businesses now offer some form of medical benefit to attract and retain talent—a sharp increase from previous years.


What Does a Typical GHS Plan Cover?

While coverage varies by provider and plan, a standard GHS insurance policy may include:

  • Room and board during hospital stays
  • Surgical fees and operating theatre charges
  • Specialist consultations
  • Pre- and post-hospitalisation treatment
  • Day surgeries and emergency services

Some plans may also offer outpatient rider options or coverage for dependants, depending on the employer’s needs.


How to Choose the Right GHS Insurance Plan

Selecting the right group medical insurance involves evaluating your workforce size, budget, and coverage expectations. Here’s what to consider:

  • Customisability: Choose a plan that allows flexible add-ons and tiered benefits.
  • Panel hospitals: Ensure the provider has a wide network of hospitals across Malaysia.
  • Claims process: Look for insurers with digital claims systems and transparent processes.
  • Reputation: Go with providers that are financially strong and have proven customer service.

If you’re looking for a reliable provider, explore ghs insurance Malaysia offered by AmMetLife. Their plans are tailored for small to large enterprises and come with comprehensive protection and flexible options.


Is GHS Insurance Mandatory?

No, GHS insurance is not legally required. However, offering it has become a standard in most industries. It not only enhances your corporate reputation but also helps in compliance with ESG (Environmental, Social, and Governance) goals—particularly under the ‘Social’ pillar.


Final Thoughts: Is GHS Insurance Worth It?

Yes. Investing in GHS insurance in Malaysia demonstrates care for your employees and creates a more resilient business. By partnering with a trusted provider like AmMetLife, you can ensure your team receives quality care when it matters most.

MRTA Coverage Malaysia: Affordable Mortgage Protection Explained

MRTA Coverage Malaysia: What Homebuyers Need to Know

Buying a home is one of the biggest financial commitments you’ll make, and protecting that investment is just as important as securing it. For many Malaysian homebuyers, MRTA coverage in Malaysia offers a straightforward and cost-effective way to ensure the loan is paid off if something unexpected happens.

Whether you’re taking your first housing loan or refinancing an existing one, understanding MRTA can help you make smarter financial decisions.

What Is MRTA?

MRTA, or Mortgage Reducing Term Assurance, is a life insurance policy that pays off your outstanding home loan balance in the event of your death or total permanent disability (TPD) during the loan tenure. As the name suggests, the coverage amount reduces over time—mirroring your decreasing loan balance.

Key Features of MRTA:

  • One-time premium (often bundled into your loan)
  • Coverage duration matches your loan term
  • Direct payout to the bank upon claim
  • No cash value or investment component
  • Affordable option for basic loan protection

Why MRTA Coverage Makes Sense in Malaysia

1. Protects Your Family from Loan Repayment

In the event of your passing or TPD, your family won’t be burdened with mortgage payments.

2. Easy to Include with Your Housing Loan

Most banks offer MRTA as part of the loan package, with premiums included in your loan amount.

3. Lower Premiums Compared to MLTA

Because MRTA has no cash value or savings component, it’s generally more affordable than MLTA (Mortgage Level Term Assurance).

4. No Ongoing Premiums

You pay a lump sum upfront—either in cash or as part of your home loan—eliminating monthly payments.

5. Meets Bank Requirements

Some lenders may require MRTA as part of their loan approval process.

Who Should Consider MRTA Coverage?

MRTA is ideal for:

  • First-time homeowners on a tight budget
  • Individuals with no dependents or minimal financial commitments
  • Buyers who plan to stay in the property long term
  • Those who want basic loan protection without investment features

If you’re looking for affordability and simplicity, MRTA is a practical choice.

Want a Full Comparison?

Still deciding between MRTA and MLTA? Check out this detailed guide on MRTA coverage Malaysia to see which option better fits your financial goals, family needs, and homeownership plans.

Final Thoughts

MRTA coverage in Malaysia offers a cost-effective way to protect your home loan while giving your loved ones peace of mind. It’s simple, bank-approved, and designed to reduce financial stress during life’s most difficult moments.

When buying a home, protect more than the property—protect your family’s future too.

Impian Baiduri Apartment: Budget-Friendly Living in PJ

Impian Baiduri Apartment: Budget-Friendly Living in Petaling Jaya

If you’re searching for affordable housing in a strategic part of Petaling Jaya, Impian Baiduri Apartment is worth a closer look. Known for its accessibility and competitive price point, this development suits budget-conscious homeowners and investors targeting rental income.

Location Highlights

Impian Baiduri Apartment is located in Section 51A, Petaling Jaya—an area that offers:

  • Proximity to Federal Highway and Jalan Templer
  • Easy access to public transport (nearby LRT stations)
  • Close distance to PJ Old Town, medical centres, and schools
  • Short drive to Mid Valley and Sunway areas

Its central location makes daily commuting and errands more convenient for residents who work in Klang Valley.

What to Expect from the Development

Impian Baiduri Apartment is a low-cost high-rise offering basic amenities such as:

  • Gated entrance and 24-hour security
  • Dedicated parking bays
  • Basic recreational facilities for families
  • Ground-level shops and nearby conveniences

While it may not have luxury finishes, it meets the needs of practical homeowners looking for space, safety, and functionality.

Who Is It Suitable For?

This apartment is ideal for:

  • First-time buyers entering the PJ property market
  • Families seeking affordable housing close to schools and clinics
  • Investors eyeing steady rental demand from workers or students
  • Retirees or couples wanting to downsize in a mature neighbourhood

Its lower entry cost compared to other PJ projects makes it especially appealing in today’s high-cost market.

Market Demand & Affordability

Units at Impian Baiduri Apartment are among the most affordable in Petaling Jaya. While prices may reflect its age and simplicity, demand remains steady due to its prime location and potential rental yield.

To check current listings or unit availability, visit the Impian Baiduri Apartment page on EdgeProp.

Final Thoughts

Impian Baiduri Apartment proves that affordability and location can go hand in hand. Whether you’re a first-time buyer or a savvy investor, this development offers strong value for those looking to stay within Petaling Jaya without overextending their budget.

Thinking of buying in PJ? Impian Baiduri could be the low-risk, high-accessibility option you’ve been searching for.

Part Time Job Singapore: How to Find the Right Fit for Your Lifestyle

The search for a part time job in Singapore is often about more than just earning money. For some, it is about gaining independence. For others, it is about balancing family responsibilities, picking up new skills, or exploring different career paths. Whatever your reason, the world of part time work in Singapore is diverse and growing quickly.

This article explores why part time roles are increasingly popular, what to look for when applying, where to find them, and how to succeed once you land the job.

Why Part Time Jobs Appeal to Many Singaporeans

Part time roles are no longer limited to students looking for pocket money. Today, people of all ages are drawn to this kind of work because of the flexibility and variety it offers.

  • Students often choose part time jobs to gain work experience and earn extra cash while studying.
  • Parents value the ability to work around childcare schedules.
  • Seniors and retirees see part time roles as a way to stay active while supplementing retirement income.
  • Professionals may explore part time gigs when changing careers or upskilling.

This variety of motivations shows just how important flexible work has become in Singapore’s labour market.

The Benefits of a Part Time Job

Taking on part time work comes with several advantages:

  • Flexibility: Choose shifts that suit your schedule.
  • Work-life balance: Manage personal and professional commitments more effectively.
  • Extra income: Supplement your main source of earnings.
  • Skill building: Learn soft skills such as customer service, teamwork, and time management.
  • Networking: Build connections that could lead to future opportunities.

The Challenges to Keep in Mind

While part time work has many positives, it is also important to be realistic about the challenges:

  • Lower job security compared to full time positions.
  • Fewer benefits, since entitlements are often pro-rated.
  • Irregular hours, which may interfere with personal routines.
  • Physical demands, particularly in roles like retail, F&B, or logistics.

Being aware of these drawbacks helps you prepare and choose roles that match your lifestyle.

Common Types of Part Time Jobs in Singapore

The part time job market is diverse, offering something for nearly every interest. Here are a few common categories:

  • Retail and customer service: Sales assistants, cashiers, and promoters.
  • Food and beverage: Service crew, baristas, and kitchen helpers.
  • Administrative support: Clerical roles, receptionists, and data entry staff.
  • Tutoring and education: Popular among students and professionals with subject knowledge.
  • Delivery and logistics: Growing with the rise of e-commerce.
  • Freelance and gig roles: From design and writing to digital marketing support.

Know Your Rights as a Part Time Worker

One of the most important things for part timers is understanding their legal rights. According to the Ministry of Manpower, part time employees are defined as those working less than 35 hours a week. They are entitled to pro-rated benefits such as annual leave, sick leave, public holiday pay, and CPF contributions if they meet the minimum income threshold.

This means even if you are not working full time, you still have protections under the law. Always review your contract carefully before starting.

Factors to Consider Before Taking a Part Time Job

Not every role will be the right fit for you. Think about these points before applying:

  • Pay: Hourly rates typically range from SGD 9 to SGD 15, though specialized roles like tutoring can be higher.
  • Schedule: Confirm whether shifts are fixed or flexible, and whether they match your personal commitments.
  • Location: Jobs closer to home save time and transport costs.
  • Employer reputation: Choose reputable companies or platforms to avoid scams.
  • Growth potential: Some roles can lead to permanent positions or offer training that builds your career.

Where to Find Part Time Jobs in Singapore

With more employers embracing flexible staffing, finding part time opportunities has become much easier.

  • Job platforms: Online portals like JobStreet Express list updated part time roles daily.
  • Networking: Friends, schoolmates, and community groups can connect you with opportunities.
  • Walk-ins: Many shops, cafes, and restaurants post hiring signs and accept walk-in applications.
  • Social media groups: Local communities often share short-term or casual job postings.

Tips for Succeeding in Your Role

Once you secure a job, the next step is making it work for you. Here are some simple strategies:

  • Be reliable: Employers value part timers who show up on time and perform consistently.
  • Communicate well: Inform managers in advance if your availability changes.
  • Stay professional: Even short-term roles deserve your best effort.
  • Keep learning: Treat each role as a chance to grow your skills.
  • Balance wisely: Remember to maintain your health, studies, or family commitments alongside work.

The Future of Part Time Jobs in Singapore

The future looks promising for part time work. With technology enabling remote jobs and businesses continuing to adopt flexible staffing, opportunities are expected to grow. Beyond retail and F&B, more roles in digital services, education, and logistics will become available. This trend will benefit both workers and employers seeking adaptability.

Conclusion

A part time job in Singapore can be more than just a source of income. It is a way to build skills, gain experience, and create a lifestyle that balances work with personal priorities. By knowing your rights, evaluating roles carefully, and approaching your work with professionalism, you can make part time employment a valuable part of your journey.

Start your search today at JobStreet Express – Part Time Jobs Singapore and find opportunities that fit your schedule and goals.